Is your current NY car insurance about to expire or are you buying a new car? You need insurance fast and you want the best deal! Lets make this quick and easy so you can get back to the things you like to do.
What if you could get better coverage and lower rates for next 6 or 12 months? To find the best deal you need to get some quotes so you can compare prices from different auto insurance companies.
Don’t worry, you only have to answer these questions once and you can get up to 8 different quotes from major companies.
Answering questions
If you know the following information it will only take you 2 minutes to answer the questions to get your quotes:
Car Information
* year, make, model,
* expected mileage, coverage level, deductibles
Drivers information
* personal status,credit rating,education,occupation,
* some personal info so they can send you the quotes
If you know this you are ready to get your quotes!
NY auto insurance explained
If you like someone to explain auto insurance to you so you know you choose the right policy from all those quotes you can watch this video that we found for you on youtube:
New York auto insurance law
As you’ve seen in the video every state has different minimum requirements for auto insurance coverage. These minimum requirements are usually way too low and like you’ve seen in the video you can end up in financial disaster if you don’t get it right.
New York (NY) Auto Insurance Laws (source)
Minimum Liability Coverage Required:
One has to buy State minimum liability coverage ($25,000/$50,000/$10,000).In simpler words one has to buy the following worth of coverage
*For bodily injury to 1 person: At least $25,000.
*For all bodily injuries: At least $50,000.
*For property damage: At least $10,000.
In addition, policyholders must have 50/100 for wrongful death coverage.
Proof of Insurance is required or not:
*At the time of registration : Required.
*At the time of accidents : Required.
*At all times while in a vehicle : Required.
Additional Information
*State type: No-fault State.
*Uninsured Motorist Coverage: Required.
*PIP Coverage: Required.
*Penalties: 1-year license revocation for the first offence
National Insurance